BankUSA provides a complete range of small business, middle market and commercial real estate financing services.
Our lenders have the depth of knowledge and experience to structure financing tailored to meet your construction, interim real estate, working capital and equipment financing needs.
Whether you are starting a new business, looking to expand an existing business, or investing in income-producing real estate, we have a loan that is right for you. We offer the following types of loans:
Financing for acquisition and redevelopment of industrial/warehouse, office, retail, multi-family and special purpose properties.
Flexible, short-term, "bridge" financing for the acquisition of land and commercial properties.
Construction and rehab financing for owner-occupied and investor-owned commercial and multi-family projects of all types.
For longer-term financing of commercial real estate, BankUSA offers semi-permanent loans on many types of existing properties, including office, industrial, anchored and shadow anchored retail, and multi-family residential.
These loans are typically amortized over 20 to 25 years, with a balloon payment due at the end of the term. Rates may be fixed or variable. Loan amounts will depend on property type, operating history, level of financial support and other underwriting factors.